Blog

Coronavirus & Workers’ Comp: What you need to know

One of our Workers’ Comp carrier partners has provided this information to our clients. It describes coverage that applies and ...
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Insurance 101: Frequency Leads to Severity

“Frequency leads to severity” is one of the first axioms taught in the property and casualty insurance industry. Underwriters review ...
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AB 5 and how it might affect you

As much as app-based gig-work companies have disrupted the world of commerce, California’s AB5 has disrupted the very definition of ...
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Get Your Towing Service from California State Auto Association

As most business owners know, their loss history is important information for any insurance company that wishes to provide a ...
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Insurance Coverage at a Mini Storage Location

Mini Storage company wants proof of insurance. Do they have insurance from their Homeowner's policy? Key question: Are we talking ...
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Independent Contractor vs. Employee

This is a document State Fund has sent to all of its brokers; it helps clarify for Workers' Comp purposes, ...
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WCIRB 1/1/2020 Proposed Pure Rates

The Governing Committee of the Workers’ Compensation Insurance Rating Bureau (WCIRB) voted to authorize the WCIRB to submit the proposed ...
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The Peril of Potholes

A client was in rush hour traffic on El Camino in Los Altos, bumper to bumper in all three lanes. ...
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Annual OSHA Log 300

The OSHA Log annual posting requirement has been with us for decades now, and the process hasn’t changed. Every employer ...
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Risk Management for Building Owners with Vacant Buildings

The most common property form in use for commercial buildings is the ISO form, CP 00 10 04 02. The ...
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