As most business owners know, their loss history is important information for any insurance company that wishes to provide a competitive insurance quote for their business. We recently obtained loss runs on behalf of a client to quote their commercial auto insurance. We provided the updated …
Insurance Coverage at a Mini Storage Location
Mini Storage company wants proof of insurance. Do they have insurance from their Homeowner's policy? Key question: Are we talking property or liability? If the question is about your property, because they want to sell you insurance for your property, the answer is that most HO policies …
Independent Contractor vs. Employee
This is a document State Fund has sent to all of its brokers; it helps clarify for Workers' Comp purposes, the difference between employees and independent contractors, and what is needed to prove the status of independent contractor at an annual audit. Click on the image below, to read the …