The most common property form in use for commercial buildings is the ISO form, CP 00 10 04 02. The language of the form states explicitly: "Buildings under construction or renovation are not considered vacant." Some brokers will advise their building owners that because they have …
Experience Rating in California
The WCIRB develops advisory pure premium rates for workers' compensation insurance, and rules and regulations with respect to the California Experience Rating Plan, subject to the approval of the Insurance Commissioner. In conjunction with the ratemaking activities, the WCIRB collects premium, …