One of our Workers’ Comp carrier partners has provided this information to our clients. It describes coverage that applies and recommended actions to take for workplace safety. As the coronavirus disease 2019 (COVID-19) continues to spread globally, many employers are wondering if they can be …
Insurance 101: Frequency Leads to Severity
“Frequency leads to severity” is one of the first axioms taught in the property and casualty insurance industry. Underwriters review historical loss data on each risk, current customers, and potential new customers; loss frequency is one of the most important lenses they use to determine risk …
AB 5 and how it might affect you
As much as app-based gig-work companies have disrupted the world of commerce, California’s AB5 has disrupted the very definition of gig work. There are ramifications for employers and their Workers’ Compensation policies. Because of AB5, compensation to individuals heretofore considered …
